Who is eligible to get this month’s payment this week?

As we dive into the new year, questions about Social Security Disability Insurance (SSDI) payments for January arise.

The SSDI program extends its benefits to individuals who are “insured” – those who have worked long and recently enough, paying Social Security taxes on their earnings.

Similarly, the SSI program caters to adults and children meeting specific disability criteria, coupled with limited income and resources.

Both programs share identical medical requirements, ensuring monthly benefits for those with a medical condition expected to last at least one year or result in death.

If you’re receiving SSDI payments, the timing of your monthly deposit hinges on your birthday.

Social Security disability benefits are typically disbursed on the second, third, and fourth Wednesday of each month.

The staggered schedule, implemented by the Social Security Administration in May 1997, ensures a smooth flow of payments throughout the month.

Here’s a breakdown of the payment schedule based on birth dates:

• Second Wednesday: If your birthday falls between the 1st and 10th of the month.
• Third Wednesday: If your birthday falls between the 11th and 20th of the month.
• Fourth Wednesday: If your birthday falls between the 21st and 31st of the month.
• Those who began receiving payments before May 1997 receive their SSDI benefits on the third of each month.

For January 2024, the payment dates are as follows:

• Jan. 10: If your birthday is from the 1st to the 10th.
• Jan. 17: If your birthday is from the 11th to the 20th.
• Jan. 24: If your birthday is after the 20th.

What time does SSDI direct deposit into bank account?

Social Security benefits, including SSDI, are deposited directly into your bank account at 12:01 a.m. on your scheduled payment date.

Whether you use a bank account or a Direct Express Debit Mastercard, the funds are electronically transferred.

If you find your disability payment is late or missing, take these steps:

Check with your bank first for any delays on their end.

• If your bank is not experiencing issues, contact the Social Security Administration at 1-800-772-1213 (TTY 1-800-325-0778) or your local Social Security office.
• For those receiving paper checks, wait three business days after the typical mailing date before contacting the Social Security Administration for a review and replacement.

Stay informed about your SSDI payments, ensuring a smooth and timely receipt of your entitled benefits.