You may be wondering why Northstar Location Services is calling you. Perhaps you’re a little late on one or two loans but had no idea you were in collections status. Perhaps you owe no one – or don’t think you do. — and have no idea why Northstar is phoning.
Why is Northstar Location Services calling you?
What is Northstar Location Services?
Let’s start there. Yes, Northstar Location Services is a collection agency located in the Buffalo, New York suburbs. The company acquires collection accounts from major credit card issuers such as Discover and operates on a contingency basis.
If a statement from Northstar Location Services shows up on one of your credit reports, it may indicate the firm has acquired a collection account — in other words, a debt — for which it believes you are liable. Alternatively, Northstar Location Services may be acting as an outside collection agent on behalf of a creditor.
Why are You Receiving Calls from Northstar Location Services?
That’s the big question, right? Northstar Location Services may call you for a variety of reasons. The agency will contact you if you owe money to a company that has sold your debt to them. Additionally, they may want you to assist them in contacting someone they believe you know to collect on their debt. While debt collectors are limited in their ability to contact family members or others, it is not against the law for them to do so. They are not permitted, however, to collect or attempt to collect from relatives.
Thirdly, Northstar Location Services may be contacting you because they believe you owe an incorrect bill. At times debt collectors can get their facts muddled up when attempting to collect. Records for delinquent and past-due bills can become sketchy —especially as they age — so it’s not out of the question for them to call you even if you owe them nothing. This is why you should never accept responsibility for a debt until you get proof, in writing, that you’re legally liable for it.
Now that you have a basic understanding of Northstar Location Services and why they may call you, it’s time to look at how you should approach the matter.
What Should You Do?
Consumers should take certain actions if and when Northstar Location Services, or any other debt collector, for that matter, contacts them. Each debt collection agency must adhere to a set of rules and regulations. Laws differ by state, so be sure to research the specifics of your jurisdiction. Regardless, debt collectors must follow the Fair Debt Collection Practices Act (FDCPA), which governs what they are and are not permitted to do while contacting and collecting from you. In general, the following are some actions you should do if Northstar Location Services contacts you:
Avoid hiding – Ignoring debt collectors may feel easier in the short term, but it will not benefit you in the long run. The only method for dealing with debt collectors is to confront them and either pay or determine whether payment is not required. Doing nothing does not solve your cause and may exacerbate an already difficult issue. After all, if you owe more than you can pay all at once, you can always get credit debt relief help at www.FreedomDebtRelief.com to resolve the issue.
Verify the debt – Before you can do anything further, you’ll need to verify or validate the debt that collectors claim you owe them. This must be completed within thirty days of the collectors calling you, so do not procrastinate.
Request items in writing – It’s one thing to have a talk; it’s quite another to obtain something in writing. Request information from debt collectors in the form of a letter for your records.
Consider statutes of restrictions. As previously stated, each state has its own set of debt collection laws. Check to discover if the statute of limitations on your debt has already expired. This may keep you from having to repay, even if the debt is yours.
In case you have previously received a call and wondered why Northstar Location Services is Calling You, you now know the possible reasons.
Talha Ali is your tech generalist, covering a wide spectrum of topics within the ever-evolving world of technology. With a curiosity for the latest innovations, industry trends, and breakthroughs. Whether it’s hardware, software, emerging technologies, or the intersection of tech with daily life, Talha’s articles provide readers with a well-rounded perspective on the dynamic landscape of the tech industry.