axis bank: Axis Bank launches ACE Credit Card in collaboration with Google Pay and Visa

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Axis Bank, in collaboration with Google Pay and Visa, has launched the ACE Credit Card. Payments for mobile recharges, bill payments made via Google Pay earn users 5% in cashback. Users also get 4%-5% cashback for spends made on daily use categories such as food ordering, online grocery delivery, cab rides for transactions made on partner merchant platforms such as Swiggy, Zomato, BigBasket, Grofers and Ola. There is also an unlimited 2% cashback on all other transactions.
Users will be able to get cashback directly into their ACE Credit Card accounts. The tokenisation feature enabled in partnership with Visa, will allow Google Pay users to use their ACE Credit Card to make payments through a secure digital token attached to their phone without having to physically share their card details.
The ACE Credit Card can be availed by eligible users through the Google Pay app.
Joining Fees
The joining fee of Rs 499 has been waived for all applicants in 2020. In 2021, joining fee gets reversed if spends exceed Rs 10,000 within 45 days of issuance
Annual Fees
An annual fee of R. 499 is applicable from the second year of use with annual fee waiver at Rs 2 lakh spent in the year.
Fuel Surcharge waiver
The card offers 1% fuel surcharge waiver which is valid for transactions between Rs 400 and Rs 4,000. Users get maximum benefit up to Rs 500 per month.

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